The Supplementary Retirement Scheme SRS already has a well-established reputation as a tax savings scheme. However, as the name implies, the SRS is much more than that, and should be viewed as an effective tool for supplementing your retirement income and growing your retirement pot. And an increasing number of investors are doing just that. The reasons for which investors are turning towards using their SRS dollars are pretty clear cut:.

As the objective is to increase your retirement funds through supplementary income, we don't advocate timing the market and taking excessive risks unnecessarily. Instead, we recommend investors take a long-term diversified approach to their investments. Here are some of the investment options we have at OCBC that will enable you to maximise the funds in your SRS Account:.

Based on macro trends and investment opportunities identified by our Wealth Panel, our Advisors follow a rigorous screening process to curate the top funds ideas for investors. There are currently over 40 unit trust funds available for purchase using SRS funds with OCBC Bank.

Given the current uncertain environment, we have fund ideas for potential long-term returns with your SRS funds, highlighted here:. Here are three ways you can purchase unit trust funds:.

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You may also consider investing your SRS funds in index funds, as they are an easy and affordable means to gain market exposure. Index funds generally adopt a passive investment strategy, as in they seek to mirror the performance of the tracked index instead of outperforming it. Some index fund ideas included in our recommended list are Lion Global Infinity Global Stock Index Fund and Lion Global Infinity U.

Ways to Invest your SRS Funds | OCBC Bank

Another hassle-free way to invest your SRS funds will be through a Blue Chip Investment Plan. You can conveniently invest without timing the market and reduce your average price per share over time.

There are currently 18 blue chip shares counters and one ETF counter available for investment through this plan. Grow your SRS funds with single premium endowment insurance plans that provide insurance coverage against death and total permanent disability TPD during policy term.

Time deposit fixed deposit is another simple way to secure higher returns of up to 0. With the options available above, act now and earn higher returns with your SRS funds, instead of leaving it idle in your account.

If you are unsure of which investment is right for you, we recommend that you meet with our personal financial consultants at any OCBC Bank branch. You're in Singapore Malaysia China. Home Accounts Cards Loans Insurance Investments Retirement Premier Banking. Supplementary Retirement Scheme SRS Account.

Personal Banking Investments Supplementary Retirement Scheme SRS Account Ways to Invest your SRS Funds. Investing with SRS funds is growing in popularity among investors.

The reasons for which investors are turning towards using their SRS dollars are pretty clear cut: SRS funds sitting idle only earn returns of 0. By investing these funds with a long-term view, investors can make their money work much harder, and grow their retirement pot.

Any gains realised on your investments are not subject to income tax before withdrawal. What are your options?

Here are some of the investment options we have at OCBC that will enable you to maximise the funds in your SRS Account: Unit Trusts Based on macro trends and investment opportunities identified by our Wealth Panel, our Advisors follow a rigorous screening process to curate the top funds ideas for investors.

Given the current uncertain environment, we have fund ideas for potential long-term returns with your SRS funds, highlighted here: Fidelity Global Multi-Asset Income Fund: Invests in global equities, fixed income and opportunities assets Fullerton USD Income Fund: Invests primarily in Asian bonds or debt securities Lion-Bank of Singapore Asian Income Fund: Here are three ways you can purchase unit trust funds: Index Funds You may also consider investing your SRS funds in index funds, as they are an easy and affordable means to gain market exposure.

Blue Chip Shares Another hassle-free way to invest your SRS funds will be through a Blue Chip Investment Plan.

Endowment Insurance Plans Grow your SRS funds with single premium endowment insurance plans that provide insurance coverage against death and total permanent disability TPD during policy term. Singapore Dollar Time Deposit Time deposit fixed deposit is another simple way to secure higher returns of up to 0.